E-governance is more than just a government website on the Internet- Government is a major policy issue that countries throughout the world are grappling with, within the government process, needs is identified and people try to come up with ideas for the public sector that will increase the effectiveness as well as lead to cost savings. It is important for government agencies also to understand the past and how the is modern discipline of e-Governance, e-government and e-democracy evolved. Knowledge sharing of lessons learned is an important process for government. Consequently many new electronic services are being developed. As a result, Quality of service (QoS) becomes an even more critical issue in the domain of electronic services.

In today's world absenteeism is one of the major problems faced by organizations across the globe. It makes the work flow disrupted and causes important decisions to be delayed. The HR department is entrusted with the role of creating and enhancing the value of Human Resource and, in turn dealing with the challenges and threats in the changing organization scenarios. Absenteeism results in financial losses both because of the resultant reduction in productivity and the cost of sick leave benefits or others are paid as wages for no work. Absenteeism reduces the satisfaction level of the employee and makes him unsecured about his job in the organization. This paper focus on absenteeism as a threat to the organization as it reduces the employee satisfaction and the ways to manage absenteeism in the automotive industries in order to improve the productivity of the organization.

Internet banking (or E-banking) means any user with a personal computer and a browser can get connected to his bank -s website to perform any of the virtual banking functions. In internet banking system the bank has a centralized database that is webenabled. All the services that the bank has permitted on the internet are displayed in menu. Any service can be selected and further interaction is dictated by the nature of service.

It is needless to pin-point that over the recent years, the dependence of Indian equity market on foreign capital has increased. Foreign investors being not sticky to their investment often get indulged in churning of their portfolio with quick entry and exit which creates volatility in the equity market and thus makes equity investing a riskier option. Moreover, it is not unsurprising to note that over the last four years retail investors have exhibited their equity aversion attitude as their ratio of equity holding as a percentage of total financial assets of the country's households has declined to 7% in September 2012 from 10% about four years earlier. In this context, Government of India with the objective of enhancing retail participation into equity market and to reduce the volatility in the market has initiated bold steps by introducing Rajiv Gandhi Equity Savings Scheme (RGESS).

Indian retail industry is one of the sunrise sectors with huge growth potential. According to the Investment Commission of India, the retail sector is expected to grow almost three times its current levels to $660 billion by 2015. However, in spite of the recent developments in retailing and its immense contribution to the economy, retailing continues to be the least evolved industries and the growth of organized retailing in India has been much slower as compared to rest of the world. Undoubtedly, this dismal situation of the retail sector, despite the on-going wave of incessant liberalization and globalization stems from the absence of an FDI encouraging policy in the Indian retail sector.