Internet banking and other modes of e-banking have been a blessing for banking as far asspeed, convenience and cost of delivery is concerned, but alongside it has brought manyrisks. It has also brought about a new orientation to risks and even new forms of risks.Technology plays a significant part both as source and tool for control of risks. Because ofrapid changes in information technology, there is no finality either in the types of risks ortheir control measures. E- Banking may soon convert from a complementary to the mainprovider of financial services and products. Consequently, a possible failure of a bankentering this sector can have various consequences on its future position in the market. Thebank's strategy should be readjusted so that it meets the new challenges with risk balance. The delivery channels include direct dialup connections, private networks, public networks, etc. with the popularity of computers, easy access to Internet and World Wide Web (WWW). Internet is increasingly used by banks as a channel for receiving instructions and delivering their products and services to their customers. This form of banking is generally referred to as Internet Banking, although the range of products and services offered by different banks vary widely both in their content and sophistication.

The merely approach to thicken our ideas was to compensate costly advertising agency or ask media to write or publish and promote about our products and services in the market. But now organizations have a remarkable prospect to publish or promote their products or services through viral marketing which is a part of content that is so brilliantly used to connect the audience to such a degree, that it spreads like a virus through the ranks of people all over the world. As a result, the word of mouth about the campaign spreads speedy and takes benefit of existing social networks by encouraging customers and they are also keen to share product information with their friends, family, and colleagues. As a strategy, it influences people to surpass on marketing messages to others, and create a prospective for growth and have become one of the most effective channels for marketing and advertising. Viral marketing campaigns are an astonishing manner to generate brand awareness. It reaches to a huge number of people promptly. It has the aptitude to carry out a low-cost marketing campaign, and obtain response from a large number of interested people. Word-of-mouth is solely most empowering tool available to marketers today. The common perception of viral marketing about being economical, uncomplicated, and extraordinarily effective makes it an ideal replacement of traditional advertising.

The aim of this study was to analyze the emergence of wholesale center City of Cacoal. The issue concerns the concentration of attacked that arose in Avenida Inderval Joseph Brazil, better known as the Street of attacked. This concentration has awakened the interest in discovering the origin and expansion of the shopping center . To that end, we carried out a study of various attacked, having as a method the model of case study. It was used as an instrument of collection of secondary data the bibliographic survey, as well as the historical aspects, the guided interview. To understand the phenomenon used to search exploratory and descriptive. This was carried out interviews with the entrepreneurs of wholesale center, having as random sample six attacked the branch of Haberdasher's shop. The first step was to identify the expansion of this center, and check the hypothesis of characterization of cluster. The results of this work show that the expansion is the principle due to the center being located near the Interstate road of the City, after other companies have emerged due to the network of relationships and social bonds, professionals and family members, who have contributed in various ways to ensure that these companies should be multiplied, but cannot be considered as a cluster , as response of interviews applied to entrepreneurs and analyzing the bibliografic identification of cluster described by the authors. We observed that the information gathered from the questionnaires, we have that the practice of attacked today, resembles the definition of marketing warfare , once that behave with tactics of guerrilla warfare and in case the companies that have some family ties act as a form of attack in flank.

The concept of Ambush Marketing is not new as far as Indian market and marketers are concerned but this is an unpopular concept among the customers. This paper aims at giving an insight on Ambush marketing, its various types, how it works as a marketing tool etc. Ambush marketing is also known as parasitic marketing. Ambush Marketing is a situation in which a company tries to advertise its products in connection with a big public event, without paying any money, and generally they are not the official sponsor. This concept includes full marketing campaigns which are designed to run during an event in order to capitalise on the fact that an event is taking place. The concept of ambush marketing has gained most of the attention mainly in sporting events which attract people both locally and internationally. In Parasitic Marketing, Companies mostly connect themselves with a particular team or athlete rather than taking on a full sponsorship package. Ambush marketing practice is ethically questionable because the companies mainly aim at using the goodwill of other companies (mostly competitors) to gain the exposure in the target market.

Leadership has become a key component of an organization, management and administration of educational organizations and systems, and this development is reflected in both academic and educational policy statements throughout world over. Governments are investing substantial sums in leadership development because they believe that it will produce better leaders and more effective schools? system. Individuals are also contributing their own professional development because they think that it will enhance their career prospects and make them better leaders. Without leadership, things will be very difficult and we would have not been here today. Technical and vocational education is one of the organizations that have been enjoying leadership of different types. The paper is a library based research work; the data were collected using textbooks, journal articles and internet search. But yet, the information is authentic and reliable and can serve the purpose for which it intends to serve. The paper is design to look into the impact of leadership on technical and vocational education and training (TVET) as the topic implies. It will also touch models of educational leadership, factors for assessing educational leaders as well as the principles of sustainable leadership.

The world of higher education has obviously entered into a period of many changes. Many foreign universities have very strong global brand and many others are trying to build. Branding in higher education is a more complex issue as it is different from the product or services which a consumer generally consumes. Institutes should try to understand the branding principles, tool and techniques of higher education. Some Indian institutions or universities are also trying to attract students, faculty and other stakeholders from all over the world. These institutes should use experience and strategies of some foreign universities which are already very well reputed, but are trying to build their global brand stronger.

“It would be a mistake to conclude that the only way to succeed in banking is through ever-greater size and diversity. Indeed, better risk management may be the only truly necessary element of success in banking.”-Alan Greenspan, Ex Chairman of the Federal Reserve of the United States, Speech to the American Bankers Association, May 2004

The purpose of this study was to understand micro finance in India The main objective of this research paper is analysis to the Microfinance in India as a powerful tool for poverty alleviation. There are many societies, companies, trusts and bodies corporate and such other institutions which are engaged in providing micro finance services to the poor households as a complementary to the banking system. There are two broad approaches that characterize the microfinance sector in India—SHG–bank linkage (SBL) and Microfinance Institutions (MFIs). SBL is a larger model than MFIs in India, contrary to the global practices of other MFIs. Microfinance total loan growth is estimated to have risen by around 30% year on year in fiscal 2012/13 (April-March). The Central Government have felt that since these institutions lack a formal statutory framework for providing such micro finance services, The Micro Finance Institutions (Development and Regulation) Bill, 2012 has passed on 11 February, 2014to provide a statutory framework for the promotion, development, regulation and orderly growth of such Micro Finance Institutions (MFIs) and thereby facilitate financial inclusion.

Goods and services tax is India's most ambitious indirect tax reform plan, which aims to stitch together a common market by dismantling fiscal barriers between states. Intention to implement this was declared in 2008 and it was supposed to be in existence from April 2010 but due to political and state government autonomy issues the federal government has been unable to make it a law. Over the past few decades, the worldwide trend has been for the introduction of a multi-stage GST system. Today, almost 90% of the world's populations live in countries with GST, including China, Indonesia, Thailand and Singapore. In this paper we have focused on explaining the concept of GST and why it should be implemented in India. Also we have discussed the various barriers to its implementation and how it can be overcome

Maharashtra has developed a solid base of industrial infrastructure, strong Human Resources, and sustaining and divers industrial base. This was possible because Maharashtra pioneered several policy initiatives, since inception, in diverse fields. The Maharashtra Industrial Development Corporation (MIDC) is the state government's agent for acquisition and disposal of land; providing infrastructure facilities and providing services for entrepreneurs. The corporation also helps industrial units with assured power supply, maintenance of industrial area and drainage schemes and other services such as banks. The main objective of the DIC programme is to develop and promote small, tiny, cottage sector industries in the country and to generate employment opportunities especially among the rural and backward areas of the countries. DICs play an important role in providing assistance to entrepreneurs at the pre-investment and post investment stages, in setting up industries, particularly in rural and backward areas of the country.

Now-a-days, the guest houses in Jodhpur use a high-priced and unique style different from the one in the past. It not only offers accommodation services but also has a variety of other services to serve. The number of online booking has been increasing along with the development of tourism. E-Commerce for Guest-Houses in Jodhpur is aimed to investigate the business potential of Internet for these guest-houses. The study also identifies the benefits and problems brought by the new medium. E-Commerce is offering the guest houses in Jodhpur, a number of new opportunities that are cost effective and reliable, thereby for the first time, providing them with an opportunity to compete with their larger counterparts.

If markets are informationally efficient then information should be factored in both spot and derivatives markets simultaneously, but market imperfections leads to lead/ lag relationship and one market acts a dominant while other acts a satellite market. In this study, we examine the price discovery and volatility spillover between spot and futures segments of gold market in India. The daily data files stretch from 1 April 2009 to 31 March 2014. Cointegration and related tools were used to examine the price discovery process and empirical results suggested bidirectional causality between spot and futures. A bivariate EGARCH model was used to study volatility spillover. Empirical results for information transmission through volatility spillover suggest that it is the spot market which leads the futures. The study contributed to the information transmission literature in India for commodity markets ie. gold.

Micro credit has its encouraging history and it was first start in Bangladesh by Dr. Mohammad Yunus through Grammen Bank which was first established in 1976. Due to huge spread of the rural bank branches this programme is more suitable for Indian context. SHG – Bank linkage programme was formally launched in India in the year 1992 as a pilot project in 150 district linking with 500 SHGs, 75 percent would be funded by the central Government and rest of the cost would be state Government as a flagship programme by NABARD and aptly supported by RBI through its policy support. Today, SBLP is considered as one of the biggest Micro finance programmes in India. In the present paper the effort has been made to evaluate the SHGs Bank Linkage programme in Gulbarga District and also to know the performance of different financial institutions in SBLP in Gulbarga. The present study is analytical and based on the secondary data which has been collected from different NABARD reports, books and articles

HRD climate is the one to generate very performance oriented culture where everyone will take sole accountabilities of their activities. In this context, recently most of the industries find difficulties in identifying and assessing the factors for the job satisfaction of their employees which have the highest degree of contribution for the success of the policies and organisational objectives. Hence, this paper is based on a survey conducted on a coal, steel and cement exploring public and private company in Odisha has provided an opportunity for an in-depth exploration of the perceptions and attitudes of the employees regarding the potential HRD climate variables which have relations with job satisfaction of employees. In this context, for this study, we have taken 126 responses from different demographic profile to make this study succession one. Though there are different statistical tool have been used to carry out the research works, but, we have used mean, standard deviation correlation, and regression analysis to prove significant relations for testing hypothesis. The questionnaires relating to the HRD Climate (Rao and Abraham, 1985) and Job Satisfaction (Daftuar,C.N,1997) was administered to the sample population and the findings indicate that HRD Climate has a significant relationship exists with the Job Satisfaction. This indicates that there are considerable room for improvement in these areas.

The concept of ethics is studied by several authors, each with a load of their intrinsic values ? ? and principles. This happens because ethics seems to be a personal characteristic, unique to each human being. There are numerous ways of seeing an attitude as ethical or not, depending on how these features has been absorbed by the individual. Ethical values ? ? are also present in the professional classes with the Professional Codes of Ethics. This article aims to explain the concepts of ethics in literature and through field research, confronting them with the concepts presented by students of Business Administration and Law of the Federal University of Rondônia, Cacoal campus, as well as list which professionals considered by these students as being the most ethical and least during the exercise of their profession.

Motivating employees is vital to any business. A motivated workforce means a highly productive staff, all of which will help you achieve your business goals. And this should be a main objective in your plan. Before building a motivational strategy, the first step you need to take is to understand what motivates your employees. What drives them to their peak performance will better help you develop programs that both motivate and retain the best employees for your business.

The present study was to verify, identify and make the profile of business leaders in the field of home appliances to the Cacoal city based on models of Hersey and Blanchard and his Situational Leadership the strategic differential is contemporary organizations. It was found that the leadership is needed in all types of human organization, whether in companies, in each one of their departments. It is essential in all the functions of the business administration, the administrator needs to know the human nature and know how to lead the people, that is, to lead. The first part of the work is dedicated to the review of the theme leadership, its history and pointing out concepts, styles and addressing, in particular the theory of Hersey and Blanchard situational leadership, also known as quota leadership. Is completion of the study was used the quantitative method and qualitative research, with the dates collected by means studied by is questionnaire with the administrators at the strategic level, tactical, operational applied on 26 leaders of organizations. It was observed in the research that the main type of leader found in enterprises under study were the leaders that possess a high power of communication, seeking always motivate their subordinates to achieve good results, represent the profile of 39% of respondents in our study

This study investigates the judgments made by accounting majors when confronted with selected ethical dilemmas that pertain to accounting practice. Ethics, in its broader sense, deals with human conduct in relation to what is morally good and bad, right and wrong. To determine whether a decision is good or bad, the decision-maker must compare his/her options with some standard of perfection. This standard of perfection is not a statement of static position but requires the decision-maker to assess the situation and the values of the parties affected by the decision. The decision-maker must then estimate the outcome of the decision and be responsible for its results. In this article, Its been discussed about two major companies in which frauds occurred in recent times namely Enron and Satyam computers. Satyam scam is largest financial scam in India ever. We also discussed about what actually is a financial fraud and the responsibilities of the employees so that they can become loyal to the organization.

The history of the stock market is full of events striking enough to earn their own names: the Great Crash of 1929, the 'Tronics Boom of the early 1960s, the Go-Go Years of the late 1960s, the Nifty Fifty bubble of the early 1970s, the Black Monday crash of October 1987, and the Internet or Dotcom bubble of the 1990s. Each of these events refers to a dramatic level or change in stock prices that seems to defy explanation. The standard finance model, in which unemotional investors always force capital market prices to equal the rational present value of expected future cash flows, has considerable difficulty fitting these patterns. Researchers in behavioral finance have therefore been working to augment the standard model with an alternative model built on two basic assumptions.