In every organization various factors like promotion, training & development program, incentives, rewards and various other factors are considered and given based on their performance. Performance appraisal is the important tool to assess the performance of the employee in the organization starting from small organization to large organization. Inefficient performance appraisal system will directly or indirectly affects the functioning of the organization's objectives. The duration of the study is one month. The population is 250 with the sample size of 50. This study includes various objectives like, to understand performance appraisal system practiced in the organization, to know the employees awareness, and their satisfaction level about performance appraisal system in the organization and it includes various scope and limitation.

In the world of accounting there needs to be standards for all of the countries.The accounting boards will help with making sure that all of the information is done correctly and are reported in a consistent way so that investors can determine what company is better to invest in.In the present competitive era the practice of proper accounting standard is more relevant issue as the standards provide a useful mechanism to restructure to core corporate value. Accounting standards are devised to furnish useful information to different users of the financial statements, to such as shareholders, creditors, lenders, management, investors, suppliers, competitors, researchers, regulatory bodies and society at large and so on. In fact, such statements are designed and prescribed so as to improve & benchmark the quality of financial reporting.The application of Accounting Standard reflects the combined effects of features of the Financial reporting system including standard their interpretation enforcement and litigation.

The Corporate Governance in banks focusses on conducting banking operation in such a manner that there is fairness, transparency in dealing with all the stake holders i.e. shareholders, bank customers, regulatory authority, society at large, employees etc. Modern Corporate Governance practices have evolved over time and different codes of best practice on Corporate Governance have been developed by various organisations.Corporate Governance is very important in case of banks and financial institutions. Weak corporate governance can contribute to financial instability increases the risk profile of companies in the corporate sector and exposes the banks and financial institutions to a greater risk.

Currency market is the most volatile & liquid in all financial market in the world. The 4 months datafrom April 1st2014 to 31st July 2014 have been used for the studying the currency market.The Intraday effects of a representative group of scheduled economicreleases on five exchange rates: INR/USD, JPY/USD, EURO/USD, GBP/USD, and CNY/USD have been used. The paper analyzes volatility behavior of these five markets & tries to find out which currency market is more volatile & sensitive.

India Post is the oldest player to venture into the life insurance business in the country. Apart from the regular processing, transmission and delivery of mails, the Indian Postal System offers two types of insurance schemes to its customers, namely, Postal Life Insurance (PLI) scheme for Government (both central and state) employees and Rural Postal Life Insurance (RPLI) scheme for the General Public of rural areas. This paper is an attempt to study the attitude of the consumers regarding the insurance policies of India Post, to study their satisfaction level and to probe the problems faced by them. The study is confined to the customers of the post offices in the Barpeta district of the state of Assam. Further, a few suggestions for better penetration of the insurance policies in the aforementioned district has also been made. The study is based on primary as well as secondary data.

This paper focuses on the Microfinance in India, its impact on the life of the rural population, their race for survival and their societal existence and the dynamics related to it. After the attainment of Independence, many challenges were acting as the barriers towards the fulfillment of the dream of financial inclusion leading to inclusive growth whereby the fruits of development could be tasted by all. A new free country with many challenges most important being backwardness, poverty and limited resources was the subject of the planning process. Thanks to the visionaries that we have come a long way to the modern world of development and modernization.

The aim of the paper is to determine the whether and how the performance appraisal system helps to review of employee performance and give feedback to employees to improve subsequent performance of employees of Karanja Industries Private Limited, Bidar, and the implication of these factors would be helpful in making promotion and salary decision. It has been found that the performance appraisal system helps to increase employee job satisfaction, and helps to assess the training needs in the organisation. Performance appraisal has increasingly become part of a more strategic approach. Survey method was used in collecting the data, 80 respondents have been chosen for the study.

The agro based food processing industry is divided in to various classes, subclasses, segments and categories. It is essential to find out the various products available in the market, there width, depth, length and consistency so that we can point out the most attractive area and recent trends in this industry. The data collected in this study had been from the organized and unorganized retail stores, dairies, bakeries, and meat stalls in the Jalgaon city. The main focus of this paper is to point out the how many product lines and variants are available in various segments of agro based food processed products in the market.

Michael Greenberg says, 'Earnest Hemingway is one the leading characters in the story of the American literature. From the cultural point of view, he may be the main character. He had a genius for presenting Americans as they wished to be seen; at a time they were not sure how to see themselves'.

Over the past two decades mutual funds have emerged as one of the key participant in Indian equity markets. Apart from attracting retail investors and supplying liquidity in the markets, mutual funds have also provided illustrations for theoretical experiments. One such theoretical experiment is testing of capital market efficiency using mutual fund portfolio performance. Market efficiency as a concept proposed by Eugene Fama in 1970 and went onto prove to be one of the pivotal contribution in asset pricing model developments, proven rightfully with earning a Nobel award to Fama. This study uses the approach to testing efficiency of Indian Capital Markets by developing a mutual fund index, developed on the basis of NAV changes of 20 selected funds, existing in the last 11 years. Such an index’s performance is then compared with the performance of CNX NIFTY index using statistical tools like descriptive statistics and a student’s t-test. It has been concluded based on above analysis that the outperformance of mutual funds over market are statistically insignificant and the Indian equity market is found to be efficient and does not provide a consistent abnormal return earning opportunity to any market participant.

The economic growth of the country is very important to the government, Industries, and people of the country. The inclusion of all section in the nation's growth is needed and this creates welfare state. In India, majority of people living in rural areas and depends on agriculture income. To enhance the agricultural productivity, the government of India and RBI have taken several measures like, proving subsidy, training, formation agricultural university and extension of financial services. This study empirically assess the farmers' opinion on banking services particularly credit facilities. We use questionaries' to collects the data from the 85 sample respondents. We use, simple averages, charts and ANOVA to analyse the data. Based on the results, we found that agricultural term loan and Agri-gold loan facilities are more familiar to the farmers. The less interest rate, easy availability and government subsidy measures significantly influence on farmers while selection of loans. Further, the discussion with the branch manages reveals that priority sectors preference of the central government and banks policy helps farmers to avail the loans. Overall, we observed that the organised financial banking sector pays significant role in the rural agricultural development.

The stage vocational education is among the most important ways to penetrate to the labor market. This research found that the stage carried out by academics of administration of UNIR Cacoal has impacted positively on the lives of the trainees. It was theoretically that the stage can’t be defined only as a source of cheap labor to the employer, or a pouch remunerated the intern, and yes a process of learning and insertion of the professional actor in the area. The research was conducted as a basis for inductive method predominantly a Case Study based on descriptive research, explanatory, exploratory, ex post facto and bibliographic references. To make an analysis of qualitative and quantitative relation, for data collection were applied between the trainees of directors UNIR in Cacoal, a questionnaire with a sample of twenty and two trainees (n= 22). After the data collection, we obtained significant results for the university and researchers in general. The stage has strongly contributed to the vocational training of academics who perform, bringing them to the labor market and those preparing for the challenges of an employment effective together with university education.

Mutual funds have become one of the major players to invest in capital markets. The study is aimed at finding awareness level of Mutual Funds among the Investors of Solapur District. It also tries to find out the awareness of features of Mutual Funds. Data was collected through structured questionnaire from 500 investors from Solapur District. Hypotheses were tested using Chi-Square and T Test.

The value of one unit of a currency in term of other currency is crucial aspect of stability of the country's economy in current uncertain global financial condition. The global financial crisis has resulted in the demolition of giant financial institutions &banks, tightening the flow of capital into the market, with considerable effects on the real economy all over the world. The crisis has a direct impact on demand and supply of currencies, leads to fluctuation of exchange rate, INR/USD, across countries, a shock to one currency is spreading rapidly to the economy, thereby frightening the stability of the whole economy. This paper empirically analyses the impact of INR/USD fluctuation of the country's economy.