According to Oxford Advanced Learner's dictionary Brain Drain is “The Movement of highly skilled and qualified people to a country where they can work in better conditions and earn more money”. Brain Drain can also be named as “human Capital flight” because it resembles the case of capital flight, in which mass migration of financial capital is involved. India Population is around 123 crores, that to India is labour intensive country, from India every year most of the people are migrating to other countries for better working conditions and for better salaries and benefits. They are the category of people Scientists, Engineers, Technocrat's, Professionalists, software engineers, Software Consultants, Students etc.., India is becoming brain reservoir, for developed economies. Every year most of the people are leaving from developed countries to developing countries. Throughout the world nearly in 110 countries Indian brains are occupied well position. Due to these all things India and its strength is decreasing interrns of Skills, Knowledge, efficiency, Technology, etc..,This Paper main focusing on what are the causes of Brain Drain, what are the facilities and amenities and things that we have to provide to overcome brain drain in India economy. The Government of India estimated that there are nearly 30 million Indian Diaspora spread across the world.

A study about the impact of rural banking system to the promotion of agriculture in the hilly ares of Kasargod district of Kerala state. Questionnaire method is used for collecting primary data. Results shows that all the farmers directly depends on rural banking financial institutions. The interest rate of loans are too high for farmers. Higher rate of interest on loans will reduces the loan borrowing capacity of the farmers.

Health is everyone's concern. It is also an important component of human resources development. Health goes hand in hand with social-economic development. The Health for All strategy calls for concerted action in all sectors and demands coordinated efforts to enlist active people's participation in the process of health management. It is the responsibility of the state to ensure health for all. Health development is indeed a multi-dimensional activity. Health education is a fundamental necessity in a welfare state. People need health education consistently. Formal programmes in health education did not develop until recent times in India and other developing nations. The International Union for Health Education has stated its position on school health education in a policy paper thus: “Any subject, whether AIDS or tobacco or nutrition is best taught not as a single stand-alone course, but rather within a more comprehensive school health education programme that provides planned sequential education about health at every grade level, that focus on behavioural skills (e.g. decision-making, communication skills, negotiations skills etc.) and that consequently establishes a foundation for understanding relationship between personal behaviour and health”.

Values are desirable and important they are held in high esteem by any society in which a person lives. These values give meaning and strength to a person's character by occupying a central place in life. Inculcation is an effort to teach children the values that educators believe lead to moral behaviour. This value includes honesty, compassion, justice and respect for others. One way of teaching such standards is to provide appropriate praise and punishment. Another means is to have teachers reflect the desired values in their own behaviour. I have included in this topic innovative teaching of value education would be effective through using of Value-based curricular activities, Value-based extra curricular activities, Role of Mass media, Social media and behaviour. Direct value inculcation refers to deliberate, systematic instruction given during the time of information (school timetable). Indirect value inculcation can be imparted through the regular subjects of the curriculum and co curricular activities.

Human resource accounting (HRA) is a new and developing branch of accounting. It should be widely concerned by human beings with the development of modern accounting. The human resource accounting studies the human resource cost plus confirming, calculating, recording and reporting of information of the value etc. It provides the information of the human resource accounting. This paper is intended to make examine the disclosure practice of mandatory and voluntary items in the annual reports of Indian companies during period under study. The disclosure index method was used for measuring the level of disclosure of the annual reports. We found that though the level of disclosure of human resource accounting was not so high, this was appreciable that selected companies were adopting more or less human resource accounting practice and public sector was following better human resource accounting disclosure practices than private sector.

Women entrepreneurship is gaining importance in India in the wake of economic liberalization and globalization. The policy and institutional framework for developing entrepreneurial skills, providing vocation education and training has widened the horizon for economic empowerment of women. Entrepreneurial talents and capabilities are latent in all communities but their translation to innovative action depends on appropriate stimuli and environment and these stimuli can be generated through education and training. Training women for entrepreneurial and managerial capabilities should be conceived as one of the most important factors for accelerating growth. Efforts are being made along these lines, however they are limited only to bring changes quantitatively but not qualitatively. Hence appropriate education and training and interventions are needed to bring qualitative changes in the situation. An attempt was made in this study to examine the Management education and Training needs of rural women entrepreneurs in India.

Women entrepreneurship is gaining importance in India in the wake of economic liberalization and globalization. The policy and institutional framework for developing entrepreneurial skills, providing vocation education and training has widened the horizon for economic empowerment of women. Entrepreneurial talents and capabilities are latent in all communities but their translation to innovative action depends on appropriate stimuli and environment and these stimuli can be generated through education and training. Training women for entrepreneurial and managerial capabilities should be conceived as one of the most important factors for accelerating growth. Efforts are being made along these lines, however they are limited only to bring changes quantitatively but not qualitatively. Hence appropriate education and training and interventions are needed to bring qualitative changes in the situation. An attempt was made in this study to examine the Management education and Training needs of rural women entrepreneurs in India.

This study examines Behavioral factors like herding, mental accounting ,gambling etc.on portfolio decision of dif iernet professionals.Here Medical professional (Graduate Doctors are considered for study ).This paper study the impact of dif erent behavioral finance factors on investment decision of medical professionals.Medical professionals are highly intellectual people with strong domain knowlegde. Behavioral Finance study the psychology of an individual investor and his decision making ability in the existing market conditions. Design/Methodology/Approach: The data on the subject of Behavioral Finance and portfolio decsion of medical professional was collected through a questionnaire. The responses were received from registered graduate doctors in Mumbai city.

The long term health and survival of financial service entity hinges upon its ability to understand, appreciate, quantify and manage the range of risks associated with the line of business. During the pre-Basel era the culture of risk management centered around strengthening the transaction procedures aimed at filtering risk encroachments. The art of balancing the cycle of payments and receipts as a going concern was the major risk management technique. The size of the exposures and the risks they carry were not related to capital. Irrespective of the smallness of capital, exposures could swell in tune with the ability to raise public deposits. Adequacy or otherwise was never explored.

Risk management is a rapidly developing discipline and there are many varied views and description of what risk management involves, how it should be conducted and what it is for. Risk management should be continuous and developing process which runs throughout the organizations strategy and the implementation of that strategy. It must translate the strategy into tactical and operational objectives, assigning responsibility throughout the organization with each manager and employee responsible for the management of risk as part of their job description. It supports accountability, performance management and reward, thus promoting operational efficiency at all levels.

This paper visualises the various efforts made & the promising possibilities of using ICTs in promoting efficient governance in India. E-Governance is the use of information technology to support government operations, engage citizens and provide government services. It is a paradigm shift over the rotten approaches of traditional governance thereby rendering of government services and information to the public using electronic means. A revolution has erupted through this new paradigm in quality of services rendered to the citizens, ushering benefits like single window clearance facility, Transparency, procedural simplification, saving of time and cost, reduction in corruption with citizen centric services. With rising public awareness, citizens and businesses are demanding greater access to government information and services 24X7 with simpler processes & less paperwork.

Niger (Nyjer) Seeds which comes from the Ramtili plant and scientifically known as Guizotia abyssinica. Oil enriched, black and small Ingurgitated with oils. Niger Seeds are mainly used to feed the birds and it also marginally used in India as jelly. Though Ethiopia still exports Niger Seeds but today India secures a significant position as one of the Niger Seed Exporters and produces around 2 Lakh tones Nyjer seeds and 75% (approx) of the produced Niger seed are exported to U.S.(1) Niger Seed Exporters of India also export high quality seeds to Mexico, Singapore, Canada, EU and Brazil. Vinod Kumar Jain Agro Exim Pvt. Ltd, one of the leading Niger Seed Exporter in India, processes and exports high quality Niger Seed and stands prominently among all the Niger Seed Exporters of India.

Tourism is one of the world's fastest growing industry as income is generated by the spending of goods and services required by tourists. The tourism industry is therefore very important to the well being of many countries. In India, The Ministry of Tourism India focus on getting more tourists by providing necessary facilities for them. For which the concern authorities formulating policies, new plans, schemes and projects. Through these policies, the government called for effective coordination of public participation to achieve synergy in the development of tourism. As a result, a new scheme called "Bed and Breakfast" has been introduced by the government of India. As a consequence of this present paper had made an attempt to create familiarity about Bed and Breakfast Scheme and its entrepreneurial opportunities in Tamilnadu.