The purpose of this study was to determine the effect of e-commerce on increasing revenue of BNI-assisted MSMEs in Padang City. The object of the research is MSMEs in Padang City, West Sumatra. The formulation of the research problem is: how is the influence of e-commerce on increasing the income of Micro, Small and Medium Enterprises in Padang City. The research hypothesis is: E-Commerce has a significant influence on increasing the income of MSMEs. The research approach is quantitative. The study population was 108 MSME units. The number of research samples was 52 MSMEs. Data collection using a questionnaire. Data analysis uses simple linear regression. The results of the study found: e-commerce has a significant effect on increasing revenue of MSMEs.

The education sector is an escalator to the nations future moral, progressive, prosperous, dignified and prosperous. But the reality in Indonesia at this time not all walks of life can benefit from a good education. There are very many people who can not enjoy a proper education due to economic factors, or inability to access it. Islam has used philanthropy in removing economic and social disparities within a community in which ZISWAF (Zakat, Infaq, Sedekah and Wakaf). When this has been a lot of institutions that focus on social fund through the instrument ZISWAF, but the distribution of these funds are still focused towards sectors of the economy, even to meet the needs of the consumer. Indeed the education sector is also one of the strategic sectors which should be considered as a form of manifestation in pencampaian future for poor people better.Through research that uses qualitative approach aims to be able to determine the pattern of distribution of funds ZISWAF implementation by collectors in the provision of access to education for the poor, so as to explain and provide information to the public in the disbursement of funds ZISWAF to providing access to education for the poor quality. By using kompratif study researchers compared patterns of implementation ZISWAF implemented by the two institutions that became the object of research is Smart Ekselensia, and Junior High School champion, then the results of the analysis will be processed using the method of Spradley. Based on the results of analysis show that the implementation of the distribution ZISWAF in procuring access to education for these three agencies do have differences, but it overlooks impact both in providing quality education for the poor.

The research objective is to look at business ethics in Islam in the management of Corporate Social Responsibility at PT. Gersindo Minang Plantation. The subject of this research is the sustanability development of the CSR department at PT. Gersindo Minang Planatation and the people who feel the CSR activities. This research is a type of field research. Data collection uses observation, interview, and documentation methods. Data analysis was carried out in a qualitative descriptive manner. The validity of the data using triangulation techniques. The results showed that CSR management at PT. Gersindo Minang Plantation in general, is engaged in education, environment, health and social affairs. There are two types of programs, namely the Patronage and Community Development Program. In terms of Islamic business ethics, of the five axioms that include unity, equilibrium, free will, benevolence and responsibility there is one axiom that is not reflected in the program namely responsibility.

This study aimed to find out about the effect of halal certificate, product quality, and price on sales increase in Aqiqah Catering Nurul Hayat Yogyakarta.This was a field research which used quantitative approach. The population was all the consumers and producers of Aqiqah Catering Nurul Hayat Yogyakarta. The sample was selected using sample random sampling with a total of 150 respondents. The method used in this study was quantitative with multiple linear regressions. The findings showed that the variables of halal certificate, product quality, and price have a significant effect on sales increase. This is evident from the Fcount of 8.151 > Ftable of 2.67 with a significance of 0.000 (> 0.05). Therefore, H0 was rejected and H1 was accepted, meaning that there is a simultaneous effect of the variables of halal certificate, product quality, and price have a significant effect on sales increase in Aqiqah Catering Nurul Hayat Yogyakarta. In addition, the variables of halal certificate, product quality, and price have a significant effect on sales increase of 12.6%, evident from the R2 of 0.126, while the remaining 87.4% is affected by other variables not discussed in this model.

This study aims to explain the implementation practices of the distribution of zakat funds by Baznas for poor families in the city of Padang and also to determine the level of significance of the role of the distribution of zakat funds by Baznas to improve the welfare of poor families in the city of Padang. This research was carried out in BAZNAS Padang City. Therefore the author conducted a study to determine the extent of the implementation of information and communication technology used in the collection and distribution of zakat funds by BAZNAS Padang City. The study time is May-October 2018. This research is quantitative descriptive. The results of the study are: to support the operational activities of BAZNAS in Padang City, supported by information and communication technology (simple technology and using internet technology).

Mudharabah financing is demanded by the transparency of both parties. If one of the parties, especially customers, does not transparently communicate matters related to yield, adverse selection activities can occur and moral hazard is an asymmetric information problem that causes agency problems. Agency problems in mudharabah financing need to be sought to solve the problem so that the owners of capital (shahibul mal / principal) and business actors (mudarib / agents) both benefit in fostering and capturing business partners. This study aims to 1) find out the agency problem that arises in the mudharabah financing scheme in BMT in Jepara Regency, 2) find an effective solution strategy from agency problems in mudharabah financing in BMT in Jepara Regency. This study uses a qualitative approach. Data collection with interviews, observations and documentation. Data analysis techniques use data reduction, data displays and conclusion drawing/verification. Agency The problem that arises in the financing of Mudharobah in the Jepara Regency BMT is that it comes from BMT as an agency, that is, it has not fully utilized management, besides that it is caused by moral standards, financing aspects, technical aspects, and efficiency issues. Effective problem solving strategies of agency problems in Mudharobah financing in BMT in Jepara Regency are project screening, screening mudhorib, compliance with shahibul maal and mundharib on sharia rules in mudaraba contracts.

The study aims to examine the influence of intellectual capital to social performance of Islamic banks. The study assumes there is an intervening role of financial performance on the relation between intellectual capital and social performance of Islamic banks. The VAIC (valued added intellectual capital) is used to measure the intellectual capital. While social capital of Islamic banks comprises four main aspects which are contribution economic development, society, stakeholders, and human development & research. The financial performance is represented by ROA and ROE. The study finds that intellectual capital of Islamic banks has an increasing performance during the period of the study where human capital is the main backbone. Otherwise, social performances of Islamic banks are relatively fluctuated and tend to remain stable during the period. The statistical test shows that intellectual capital has no significant impact on social performance of Islamic banks. However intellectual capital positively and significantly influences financial performance of Islamic banks.

This study aims to examine the significance of the influence of transformational leadership, and non-physical work environment, on innovative behavior with work motivation as a mediator for employees of tour and travel companies in West Sumatra. This study uses a quantitative approach with a total sample of 110 respondents selected using the proportional random sampling technique. The results of the study prove that: (1) Transformational leadership has no significant effect on innovative behavior; (2) Non-physical work environment has a significant effect on Innovative Behavior; (3) Work motivation becomes a mediator on the effect of transformational leadership on innovative behavior; (4) Work motivation becomes the mediator of the influence of the non-physical work environment on the innovative behavior of employees.

This study aims to determine the health level of BMT At-Taqwa Muhammadiyah West Sumatra in 2014-2016 based on the regulation of the Minister of Cooperatives and Small and Medium Enterprises of RI No.07 / per / Dep.6 / IV / 2016 concerning aspects of capital, productive asset quality, efficiency , liquidity and compliance with sharia principles. This research type is descriptive evaluation research. The subject of the study was the At-Taqwa Muhammadiyah West Sumatra BMT which became the object of evaluation was the health of BMT At-Taqwa Muhammadiyah West Sumatra. The data analysis technique in this study used descriptive analysis research. In this study data was collected through documentation and interview methods. The results showed that the health level of BMT At-Taqwa Muhammadiyah West Sumatra in 2014-2016 with details: (1) capital aspects in the ratio of own capital to total assets in 2014 were unhealthy criteria, 2015 to 2016 criteria were quite healthy, on the CAR ratio 2014 to 2016 with healthy criteria. (2) earning asset quality aspects on the ratio of problematic receivables and financing to 2014-2015 healthy criteria and 2016 unhealthy criteria, in the 2014-2016 earning assets elimination ratio with unhealthy criteria. (3) efficiency aspects on the ratio of operational financing to gross participation in 2014 and 2016 unhealthy criteria and in 2015 the criteria were quite healthy, in 2014-2016 fixed assets and total assets ratios the criteria were healthy, in the service efficiency ratio of 2014-2016 the criteria were not healthy. (4) the liquidity aspect in the cash ratio in 2014 and 2016 the criteria are not healthy and in 2015 the criteria were unhealthy, the ratio of funding to funds received in the year 2014-2016 was not healthy. (5) compliance with sharia principles in 2014-2016 is critically sound.

The theme of the article is: zakat management. The purpose of the article is: to examine the potential of zakat to overcome poverty. The research method used in this research is qualitative research methods. Zakat is a property that must be issued by a Muslim to give to those who have the right to receive it in accordance with Islamic law. The analysis shows that zakat can reduce the number of poor families from 84% to 74%. This shows the extraordinary potential of zakat which can prosper the people. Therefore the people need to be made aware of the importance of fulfilling the obligation of zakat. This awareness can be through socialization and education to the public related to the law, the wisdom of zakat, the assets of the zakat object as well as the procedures for calculation, and the relation between zakat and taxes. This is the duty of the government and the community to continue to campaign for zakat.