Man has succeeded very much in going outside of himself and has made many achievements. He has travelled through the space, found out many machines, many stars etc.But man has not succeeded as he must have done in one field except a very few who have really searched within and transformed themselves and others into great self-realised,contented human beings, who are not moved by the pleasures and pains of life The epic character Nachikethas is a best example of this field’s best motivator.India’s epics are the greatest recorded epics known to man.It has been said that nothing exists that cannot be found in the epics of India. Bhagavat Geetha is the song of God.This literature continues to enchant readers and scholars the world over. This paper is an effort to search in a very limited way the spirit of this culture and its treasures.I bow down to the great power which is the power behind the entire existence.This power is smaller than the smallest and bigger than the biggest. Symbology is very common in all the ancient literature and epics. This paper is an effort to inculcate more interest in the present generation about the beauty and highly esteemed principles and values of the characters of the epics and the reality of life.

The higher education and research institutions have an objective of creating new knowledge continuously using their people as resources and success of the organizations depend on how much new knowledge they have created during a given period of time. A simple measurement system for calculating annual research index of organizations namely ABC model has been developed by Aithal P. S. and Suresh Kumar during 2016. As per this model, the annual research performance can be determined by knowing the research index of the institution/ individuals and is calculated by considering the total number of research publications during that period. Application of the theory of organizational performance namely ‘Theory A’ can improve research productivity of educational institutions. This is a management strategy which believes in delivering target as responsibility, feeling of creativity and contribution for motivation, identifying with the organization as commitment and accountability as a hallmark of efficiency. In this paper, we have interconnected Theory A of organization performance with ABC model of research productivity in order to enhance research productivity of the organizations.

Many developing countries are facing a crisis in human health resources due to a critical shortage of health workers. Despite of many trained health care professionals our health care system is struggling to provide optimum services to the patients. Gaps still exist with respect to patient care, which are unevenly delivered. The data collected from 228 subjects reveals that only 7.01% of the subjects have received counseling always, 59.65% think that counseling should be given and only 41.66% are satisfied with current health care system while 56.57% are not satisfied. Our study shows that there is a huge burden on health care professionals due to a high number of the patient load which leads to the hindrance in optimum patient care and finally leads to the degradation in the quality of health care services. Now time has approached when the term task shifting should be taken seriously especially in the health care sectors. Pharmacists, an ignored profession in the health care sector have a crucial role for optimum patient care. It is the demand of the scenario that pharmacist should be taken as a key role player between the patient and prescriber. A proper communication between the patient and prescriber can be established only if all health care professionals will start working to assist each other not to compete with each other

Cloud computing services enabled through information communication technology delivered to a customer as services over the Internet on a leased basis have the capability to extend up or down their service requirements or needs. In this model, the infrastructure is owned by a third party vendor and the cloud computing services are delivered to the requested customers. Cloud computing model has many advantages including scalability, flexibility, elasticity, efficiency, and supports outsourcing noncore activities of an organization. Cloud computing offers an innovative business concept for organizations to adopt IT enabled services without advance investment. This model enables convenient, on-request network accessibility to a shared pool of IT computing resources like networks, servers, storage, applications, and services. Cloud computing can be quickly provisioned and released with negligible management exertion or service provider interaction. Even though organizations get many benefits of cloud computing services, many organizations are slow in accepting cloud computing service model because of security concerns and challenges associated with management of this technology. Security, being the major issues which hinder the growth of cloud computing service model due to the provision of handling confidential data by the third party is risky such that the consumers need to be more attentive in understanding the risks of data breaches in this new environment. In this paper, we have discussed the security issues, the challenges and the opportunities in the adoption and management of cloud computing services model in an organization

Every company wants to succeed in capturing the market and maximizing the profit. With the changes in technology and increase in globalization the world has become a village which leads to high competition and complexity in performance of work. If an organization has to sustain in business they need to change according to times and become proactive. To meet the pace of change in the society the organization should create a atmosphere of innovation in the organization. Innovation comes when there is freedom of thought, and constant encouragement from the top management. As companies are not only competing with domestic companies but with companies all over the world, this is when innovation is needed in a company. How can a company be different from others? Innovation can only be achieved when there are talented human resource and good H R practices in the company. The HR practices of the company should foster better thinking and involvement every individual in the organization. Innovation in companies is through talented minds in the company. Company has to acquire, develop and retain these people. When individuals get opportunities to innovate they tend to be engaged in the organization. Employee engagement is a key driving factor to the success of any organization. This paper is a case study of the Tata consultancy services TCS. Secondary data is used to identify how TCS manages to retain and engage the best talented workforce. The HRM practices of TCS are understood in depth and a linkage between HR practices and innovative talented and employee engagement is drawn.

The ability of a researcher and quality of research publications are generally measured by the number of research publications and the number of citations they receive during a given observation period. There are a number of research indices commonly used to assess the ability and hence the quantity of research along with the quality of a research publication. Research indices are calculated based on either citation values of research publications of a research scholar or the number of research papers published by a research scholar for a given period. Apart from generally used citation indices like H-index, i10-index, G-index, and based on argument on why certain research publications do not attract citations initially for some years, it is found that the best method of identifying the contribution to research is calculating the annual research index for an author by considering the annual research publications. Recently, we have suggested some of the new research indices used for calculating research productivity of individuals as well as a team of people in an organization which include ARPIndex – (Annual Research Publication Index), RC-Index – (Research Continuation Index), RE-Index (Research Expansion Index), Project Productivity Index, and Cost Index. In this paper, we have made an attempt to study these five indices by using our own technique of qualitative analysis of a system or concept called ABCD analysis/listing.

Every now and then mobile users are increasing in exponentially all over the world, which leads to the growth of mobile-enabled services like mobile banking. The smart phone now available in the market having the ability to do all the functions that people can do olden days using their personal computers. The introduction of mobile communication technology modernization, innovation and globalization are increasingly driving the banking services to become ubiquitous, personalized, convenience, disseminative and secured. Mobile Banking Authentication has evolved over time to include several parameters such as Biometric, Location, Context, History, Profile etc. In this paper, we discuss new mobile banking services like Digital deposit apps, advanced bill payment apps, and Electronic meeting for mini loan services and Mobile payment apps. We can provide higher security for these new services through an intelligent multi-modal Authentication with Location Awareness. Here the location, where the mobile banking transaction has been executed is captured giving the additional option for a Bank to verify if the transaction has been executed normally or if the parameters are at variance with normal practice. If the Location happens to be very in a different country, an additional verification process can be introduced adding to the entropy of Authentication. If the Location happens to be a Bank Branch or an ATM, where there is a proper iBeacon or GPS providing additional information about identification, then in such a situation the Authentication can be further simplified based on the type of transaction. In this paper, we discuss in detail location based authentication and how these can be effectively applied in enhancing the mobile banking services.

The quality of life is the general well-being of individuals and societies. It includes not only wealth and employment but also the built environment, physical, and mental health, education, recreation and leisure time, and social belonging. According to WHO Health is “a state of complete physical, mental, and social well-being and not merely an absence of disease and infirmity” (1948). The ultimate goal for the people 2010 decade was to improve the quality of life without any disease and to increase the lifespan with the healthy life. The quality of life is the product of the interplay among social, health, economic and environmental conditions which affect human and social development (Ontario Social Development council, 1997). Illnesses are classified as either acute or chronic. An acute illness lasts for a short period of time and may go away without any intervention the assistance of medication, and or surgery. A chronic illness is an illness that lasts for a very long time and usually cannot be cured completely. Chronic illness has a direct impact on Quality of Life. Chronic illness or condition such as heart decease, high blood pressure, diabetes, obesity are among the most common, costly and preventable of all health problems. The major risk factors for chronic illness are an unhealthy diet, lack of exercise, and tension and habits. Additionally increased Blood pressure and obesity may contribute to chronic illness. Individuals affected by poverty may be more likely to develop a chronic illness since access to health services may be difficult. The main aim of this research paper is to know the Quality of life among working women with High Blood pressure. And the objectives are a) To identify the quality of life of the working women and b) impact on the health and the management of the physical life. Both primary and secondary data are used in this research. 50 respondents from Mangaluru taluk were identified randomly and the Research Design will be Exploratory in nature.

Research indices are used to measure the ability of a researcher and quality of research publications for comparison of research contribution made in a given area/subject. Research indices generally use the number of research publications and the number of citations the papers published by an author during a given observation period. There are a number of research indices commonly used to assess the ability and hence the quantity of research along with the quality of a research publication. Research indices are calculated based on either citation values of research publications of a research scholar or the number of research papers published by a research scholar for a given period. Apart from generally used citation indices like H-index, i10-index, G-index, and based on argument on why certain research publications do not attract citations initially for some years, it is found that the best method of identifying the contribution to research is calculating the annual research index for an author by considering the annual research publications. Recently, we have suggested some of the new research indices used for calculating research productivity of individuals as well as a team of people in an organization which include ARP-Index – (Annual Research Publication Index), RC-Index – (Research Continuation Index), RE-Index (Research expansion Index), Project Productivity Index, and Cost Index. In this paper, we have analysed the affecting factors on these indices by considering four determinant issues which include research organization, researcher, funding agency, and industry using objectives, productivity, and cost as three key parameters. The various factors affecting these newly proposed research indices are discussed by considering their advantages, benefits, constraints, and disadvantages.

Learner centred education through appropriate methodologies facilitates effective learning as teaching-learning modalities of higher education are considered to be relevant to the learner group. Curriculum delivery and pedagogy should incorporate multitude of learning experiences and innovative learning methodologies through adoption of technology. Plenty of resources external to the curriculum come into use, which offer valuable learning experiences. Augmentation of resources for teaching-learning process would enhance the quality of learning. The role of the institution is to identify and provide such experiences using these resources so as to improve their learning through the alround learning opportunities available to them. Institutional strategy to nurture critical thinking, creativity and scientific temper among the students is to transform them into lifelong learners and innovators. Teaching-learning process should be mutually complementary where both the teacher and the taught gain as a result of the diversity of learning experiences. This paper discusses how technology adoption practices and augmentation of resources contribute to learning in a higher education institution.

The word Ideal System refers to a system which is optimal or finest in terms of all its characteristics and any existing system can be improved or converted into the Ideal system by comparing existing system to Ideal system and by doing research and innovation. Mobile banking business will enable banking organizations to expand their markets, improve their services to all corners of the world without any barriers in terms of time, location and place. The rapid increase of mobile phone users is closely followed by security problems. The objective of this paper is to suggest some characteristics that will solve problems like security, bandwidth, network coverage, speed and much more. Fifth Generation (5G) mobile wireless communication technology an advanced modern upcoming technology that has significant change or difference in terms of bandwidth, speed access, and zone issues compare to its predecessors. In this paper, the concept of the Ideal mobile banking system is discussed, based on developing a suitable model with the predicted system and environmental characteristics which is ultimately very much user-friendly, customization and flexible in nature. To realize Ideal system model we have taken up 5G mobile wireless communication technologies and discussed how it will support Ideal mobile banking model by providing characteristics in terms of speed, bandwidth, data transfer rate, signaling efficiency and all advanced services. The paper makes an analysis of new model with its advantages, benefits, constraints, and disadvantages.

The word Ideal System refers to a system which is optimal or finest in terms of all its characteristics and any existing system can be improved or converted into the Ideal system by comparing existing system to Ideal system and by doing research and innovation. Mobile banking business will enable banking organizations to expand their markets, improve their services to all corners of the world without any barriers in terms of time, location and place. The rapid increase of mobile phone users is closely followed by security problems. The objective of this paper is to suggest some characteristics that will solve problems like security, bandwidth, network coverage, speed and much more. Fifth Generation (5G) mobile wireless communication technology an advanced modern upcoming technology that has significant change or difference in terms of bandwidth, speed access, and zone issues compare to its predecessors. In this paper, the concept of the Ideal mobile banking system is discussed, based on developing a suitable model with the predicted system and environmental characteristics which is ultimately very much user-friendly, customization and flexible in nature. To realize Ideal system model we have taken up 5G mobile wireless communication technologies and discussed how it will support Ideal mobile banking model by providing characteristics in terms of speed, bandwidth, data transfer rate, signaling efficiency and all advanced services. The paper makes an analysis of new model with its advantages, benefits, constraints, and disadvantages.

The word Ideal System refers to a system which is optimal or finest in terms of all its characteristics and any existing system can be improved or converted into the Ideal system by comparing existing system to Ideal system and by doing research and innovation. Mobile banking business will enable banking organizations to expand their markets, improve their services to all corners of the world without any barriers in terms of time, location and place. The rapid increase of mobile phone users is closely followed by security problems. The objective of this paper is to suggest some characteristics that will solve problems like security, bandwidth, network coverage, speed and much more. Fifth Generation (5G) mobile wireless communication technology an advanced modern upcoming technology that has significant change or difference in terms of bandwidth, speed access, and zone issues compare to its predecessors. In this paper, the concept of the Ideal mobile banking system is discussed, based on developing a suitable model with the predicted system and environmental characteristics which is ultimately very much user-friendly, customization and flexible in nature. To realize Ideal system model we have taken up 5G mobile wireless communication technologies and discussed how it will support Ideal mobile banking model by providing characteristics in terms of speed, bandwidth, data transfer rate, signaling efficiency and all advanced services. The paper makes an analysis of new model with its advantages, benefits, constraints, and disadvantages.

E-learning systems are of no help to the users if there are no powerful search engines and browsing tools to assist them. Most of the current web-based learning systems are closed systems where the courses and the learning material are fixed. The only thing that is dynamic is that the organization of the learning content is adapted to allow individualized learning environment. The learners of web-based e-learning systems belong to different categories based on their skills, background, preferences and learning styles. This paper focuses on personalized semantic search and recommending learning content that are appropriate to the learning environment. The semantic and personalized search of the learning content is based on comparison of the learner profile. The learner profile depends on re individual learning style of the user and learning objects’ metadata. This concept needs to be represented both in the learner profile as well as learning object description as certain data structures. Personalized recommendation of learning objects uses an approach to determine a more suitable relationship between learning objects and learning profiles. Thus, it may advise a learner with most suitable learning objects. Semantic learning objects search is based on the query expansion of the user query and by using the semantic similarity to retrieve semantic matched learning objects.

The purpose of this study is to investigate the moderating effects of demographic variables among the rural citizens in Tanzania on the association between perceived benefits and determinants of intention to adopt microfinance services by using the Theory of Reasoned Action. Stratified and multistage sampling techniques were employed to select respondents and survey questionnaire was administered to collect the data that resulted in a response rate of 82%. The structural equation modelling (SEM) was employed to analyse the hypotheses of the core and moderating models. The study’s findings demonstrated that gender and education moderate the impact of perceived benefits and subjective norms on the rural citizens’ intention to adopt microfinance services. In addition, the findings suggest that perceived benefits, attitude and subjective norms significantly influence rural citizens’ intention to adopt microfinance services. The current study offers useful suggestions to policy makers to design relevant policies customised according to the strength of the demographic variables that influence determinants of rural citizens’ intention to adopt microfinance services.

Clearing has been an important part of the banking system and will always remain a part of it for years to come. Clearing in banking indicates the transfer of fund from one person to another. This clearing of the fund can take place in 2 ways either through cash or through cheque. There has been no major change in the cash transactions except for the changes in the value of money. However, the cheque clearing system has undergone lot of changes. The origin of cheque can be traced back to the first century AD, where banks in and around Persia used to issue letters of credit called “Sakks” wherein the banks used to pay the identified payees as per the instructions. This eliminated the cumbersome process of carrying money or gold which was very risky. Changes have taken place in cheque clearing over the period of time. From ordinary cheque clearing to MICR clearing and finally to the latest in clearing ‘Cheque Truncation System’. This is a conceptual paper which tries to explore the changes that have taken place in the bank clearing system in the past, present and will also try to visualise the future of bank clearing.

Clearing has been an important part of the banking system and will always remain a part of it for years to come. Clearing in banking indicates the transfer of fund from one person to another. This clearing of the fund can take place in 2 ways either through cash or through cheque. There has been no major change in the cash transactions except for the changes in the value of money. However, the cheque clearing system has undergone lot of changes. The origin of cheque can be traced back to the first century AD, where banks in and around Persia used to issue letters of credit called “Sakks” wherein the banks used to pay the identified payees as per the instructions. This eliminated the cumbersome process of carrying money or gold which was very risky. Changes have taken place in cheque clearing over the period of time. From ordinary cheque clearing to MICR clearing and finally to the latest in clearing ‘Cheque Truncation System’. This is a conceptual paper which tries to explore the changes that have taken place in the bank clearing system in the past, present and will also try to visualise the future of bank clearing.

Education spreads parallel with the life span of a person starting from his birth to death. Education is known to be the instrument which fills human actions with the essence of values, dignity, ethics and human virtues. Life progress along with the process of civilization equipped with social, moral, cultural attributes in the path of education. The Educational system should be gender sensitive to impart knowledge and disseminate skills to the marginalized sections of the society. The country could excess by facilitating contribution of the marginalized folk in the near future. Autonomous bodies like University Grants Commission (UGC), National Council of Educational Research and Training (NCERT), Central Board of Secondary Education (CBSE) regulates women education system in India. Institutions like United Nation’s International Children’s Educational Fund (UNICEF), Indian Council of Social Science Research (ICSSR), United Nations Educational Scientific and Cultural Organisation (UNESCO), Council of Scientific and Industrial Research (CSIR), Medical Council of India (MCI) and Dental Council of India (DCI) facilitates women education in India. Women Study Centres aided by UGC study the status, problems, issues concerned with women education. The illiteracy among women makes them dependent and deprived in general. Social, economic and political empowerment of women through education is the need of the day. This paper reviews various legislative and policy framework to improve the teaching, learning and evaluation aspects in the higher education in India.

Getting campus placement for employment even before completion of their course is a price achievement for graduating students. Even getting a first job immediately after course completion is a new dream start for young graduates. However, the complication exists when students in final graduating year at campus are very much unsure and uncertain about their chances of getting first job placement despite of all skill training and career counselling imparted owing to various factors. Therefore, to address and solve this dilemma of students, a new IEDRA (Interested, Eligible, Deserving, Registered and Acceptability) Theory or Model for placement achievement is proposed here in this research. Through the study, by introducing the constructs of proposed theory, determination of job selection possibility for the students is propounded. Finally, upon determination of stance on their possible interview selections using the framework, students can formulate a further performance yardstick or standard to follow for ultimate success in interviews.

Once 160,000 undergraduates in the University of California system were asked to name the obstacles that hinder their academic success, the students listed various aspects, but the number one reason, which was given by 33% of the students, was that they simply didn’t know how to study. This seems to be a hard reality when it comes to even Indian colleges. As a solution to this problem, an Innovative practice was adopted by Srinivas Institute of Management Studies and started to follow a model of distributing " Study Materials" to the pupil for each semester in their undergraduate programme. Since last few years this practice had a mixed response in college from the student community. Students have multiple opinions regarding this approach of college. This study titled “a study of student perception on Printed study material distribution model, a case study of students at Srinivas Institute of Management Studies with special reference to MBA & BBM students” is intended to empirically study the actual students’ perception towards the model and reinvent possible improvements if needed with the help of student’s inputs to facilitate student friendly learning.

Down the ages, we see disability is as curse or punishment. With the development of science and social change, disability is seen as a societal problem rather than individual problem and solution became focused on removing the barriers to social change, not just medical care. The persons with a disability encounter discrimination; they tend to alienate themselves from society as they feel unwanted and rejected. It affects the psycho social condition of persons with disabilities. The human person is a complex entity composed of two distinct phenomena, the physique, and the psyche, commonly called body and mind [1]. It is both common knowledge and scientific theory that a person’s mental life and emotional reactions are influenced by his physical condition as well as his social and physical environment [2]. This research paper aims to present PsychoSocial problems faced by a person with a disability. And the objectives are to study the profile of the physically disabled and psycho social problems of the disabled. This study is descriptive in nature where data is collected from both primary and secondary source. 25 respondents were selected for the study and interview schedule is used to collect information.

In Automatic Fingerprint Identification System (AFIS), pre-processing of the image is a crucial process in deciding the quality and performance of the system. Pre-processing is consists many stages as Segmentation, Enhancement, Binarisation, and Thinning. In this segmentation is one of the steps of pre-processing which differentiate foreground and background region of fingerprint images. Segmentation is the separation of the fingerprint region or extraction of the presence of ridges from the background of the initial image. Segmentation is necessary because it constructs the region of interest from the input image, reduces the processing time, increases the recognition or matching process performance, and reduces the probability of false feature extraction. A 100% accurate segmentation is always very difficult, especially in the very poor quality image or partial image filled with noise such as the presence of latent. Fingerprints are made of Ridge and Valley structure and their features are classified in three levels as Level 1, Level 2, and Level 3. Level 1 Features are singular macro details like ridge pattern and ridge flows. Level 2 is ridge local features like ridge bifurcation and ridge ending or simply minutiae points or ridge orientation. Level 3 is micro details like sweat pores, incipient ridges. This paper provides an overview of the state of the art techniques of fingerprint image segmentation and contribution of other researchers on segmentation. This paper also discusses a different class of segmentation algorithms with its measuring parameters, computational complexity, advantages, limitations, and applications.

In Automatic Fingerprint Identification System (AFIS), pre-processing of the image is a crucial process in deciding the quality and performance of the system. Pre-processing is consists many stages as Segmentation, Enhancement, Binarisation, and Thinning. In this segmentation is one of the steps of pre-processing which differentiate foreground and background region of fingerprint images. Segmentation is the separation of the fingerprint region or extraction of the presence of ridges from the background of the initial image. Segmentation is necessary because it constructs the region of interest from the input image, reduces the processing time, increases the recognition or matching process performance, and reduces the probability of false feature extraction. A 100% accurate segmentation is always very difficult, especially in the very poor quality image or partial image filled with noise such as the presence of latent. Fingerprints are made of Ridge and Valley structure and their features are classified in three levels as Level 1, Level 2, and Level 3. Level 1 Features are singular macro details like ridge pattern and ridge flows. Level 2 is ridge local features like ridge bifurcation and ridge ending or simply minutiae points or ridge orientation. Level 3 is micro details like sweat pores, incipient ridges. This paper provides an overview of the state of the art techniques of fingerprint image segmentation and contribution of other researchers on segmentation. This paper also discusses a different class of segmentation algorithms with its measuring parameters, computational complexity, advantages, limitations, and applications.

Company analysis is a type of Case Study method among many types of Case study based Research Methods. While developing a Company Case study based on various issues in Management, the researcher can choose any company of any industry to study an issue or to solve a problem. Usually, a case analysis ends up with the observation of new performance pattern, interpretation of issues in the form of new information, or development of new suggestions to improve the system or to solve the problems optimally. Company analysis is considered to be a most powerful method to study new lessons required to identify, understand, and solve the problems in the process of managing and leading the organizations. Analysing business issues related to a company provides an opportunity to researchers to identify the kinds of situations, decisions, and dilemmas managers facing every day. Company analysis is a powerful tool in developing both research case study and teaching case study in business management subject. In this paper, we have discussed how ABCD Analysis as Research Methodology in company case analysis procedures in order to help the budding researchers while developing and analysing Company analysis as a Case study. In this paper, we have checked whether ABCD (Advantages, Benefits, Constraints, and Disadvantages) analysis framework can be used while analysing a company, how to consider various determinant issues of a company, selecting various affecting factors under these issues and identifying constituent critical elements for each construct using its elemental analysis technique, and the reasons to recommend the ABCD analysis framework in any kind of company analysis.

Biometrics innovation has ended up being a precise and proficient response to the security issue. Biometrics is a developing field of research as of late and has been dedicated to the distinguishing proof or authentication of people utilizing one or multiple inherent physical or behavioural characteristics. The unique fingerprint traits of a man are exceptionally exact and are special to a person. Authentication frameworks in light of unique fingerprints have demonstrated to create low false acceptance rate and false rejection rate, alongside other favourable circumstances like simple and easy usage strategy. But the modern study reveals that fingerprint is not so secured like secured passwords which consist of alphanumeric characters, number and special characters. Fingerprints are left at crime places, on materials or at the door which is usually class of latent fingerprints. We cannot keep fingerprint as secure like rigid passwords. In this paper, we discuss fingerprint image Hash code generation based on the Euclidean distance calculated on the binary image. Euclidean distance on a binary image is the distance from every pixel to the nearest neighbour pixel which is having bit value one. Hashcode alone not sufficient for Verification or Authentication purpose, but can work along with Multifactor security model or it is half secured. To implement Hash code generation we use MATLAB2015a. This study shows how fingerprints Hash code uniquely identifies a user or acts as index-key or identity-key.

ABSTRACT Down the ages, we see disability is as curse or punishment. With the development of science and social change, disability is seen as a societal problem rather than individual problem and solution became focused on removing the barriers to social change, not just medical care. The persons with a disability encounter discrimination; they tend to alienate themselves from society as they feel unwanted and rejected. It affects the psycho social condition of persons with disabilities. The human person is a complex entity composed of two distinct phenomena, the physique, and the psyche, commonly called body and mind [1]. It is both common knowledge and scientific theory that a person’s mental life and emotional reactions are influenced by his physical condition as well as his social and physical environment [2]. This research paper aims to present PsychoSocial problems faced by a person with a disability. And the objectives are to study the profile of the physically disabled and psycho social problems of the disabled. This study is descriptive in nature where data is collected from both primary and secondary source. 25 respondents were selected for the study and interview schedule is used to collect information.

Higher education institutions strive to produce quality professionals, who would be intellectually robust, emotionally balanced, and economically productive, socially committed and spiritually satisfied so that they make meaning in their lives and contribute to the society. Teachers have a big role in maintaining this. Teacher quality influences curriculum, provides leadership, and promote student progression. Curriculum delivery and pedagogy should incorporate multitude of learning experiences and innovative learning methodologies. So much so the faculty should be exposed to advance knowledge and skill through a variety of ways which would be mutually complementary for both the teacher and the taught. Their capacities should be developed and all the more periodically recharged for sustained results. This paper discusses capacity building through establishing sustainable mechanisms to improve quality in teaching as reflected in the values and culture of the institution.

India is one among the most promising emerging insurance markets in the world. Indian insurance sector was liberalised in 2001. The insurance industry in India has undergone transformational changes over the last 15 years. In July 2014, the Cabinet Committee on Economic Affairs (CCEA) approved 49% FDI in insurance from the previous level of 26%. This paper aimed at examining the impact of FDI on the performance of selected private sector insurance companies. The study is based on secondary data and it is a descriptive study. This paper found that FDI had a significant positive as well as negative impact on areas which were studied in the paper.

International business decisions to be taken by executive managers of multinational firms are becoming more challenging due to uncertainties in business environment which is due to fast changing and unpredictable domestic, foreign, and global environment for long term sustainability. Even though firms are cautious and take precautions while taking decisions on international investment for production and marketing, their sustainability for a long time in a given business is shaking due to continuous changes in domestic, foreign, and global business environment. This is mainly due to variations in economic conditions, political scenarios, sociocultural environment, technological breakthroughs, legal aspects and human behavioural effects on opportunities and challenges on the international business performance of multinational firms. In this paper, we have studied in brief, the various domestic, foreign, and global environmental issues which affects the multinational firm’s business decisions related to international investments and marketing. The paper also discusses the impact of the domestic environment, foreign environment, and global environment on economical, political, technological, legal, and cultural issues on investment and expansion decisions of multinational corporations in general

The role of higher education institutions is reflected in its learning outcomes. The learning outcomes contribute to develop quality professionals by enhancing competency in subject knowledge and intellectual capability, grooming professionalism and employability skills. Still further it contributes to emotional and social maturity, sound character, sharp business acumen, strong scientific temper and strategic thinking among the learners. This could be materialized only through imparting comprehensive, continually enhanced and global quality professional education supported by a sound quality management system. Quality policy contributes to institutionalizing the quality assurance processes. Commitment to providing quality teaching and learning through well designed and systematic curriculum delivery using multitude of learning experiences is at the core of this policy. A variety of quality assurance processes are institutionalized focusing around teacher quality, curriculum delivery and pedagogy, research and training, skill development of students, orientation programmes for overall personality development and broad range of activities which equip the students to face challenges and take up risks with courage. Academic Audit gives feed-back on its efficiency. The observations from the audit are utilised for institutional improvement.

Labour is the prime contributor for the industrial growth and economic development of a country. It is known to be the segment which contributes significantly to the GDP of the Nation. Work is generally known to be the physical or mental engagement of the people in any economically productive activity for their livelihood. The Indian economy is characterized by the existence of a vast majority of employment in the unorganised sectors. Its dominance in the employment front is such that more than 90 per cent of the total workforce belongs to the informal economy. Planned Economic Development in the country can be achieved by eliminating poverty through employment and income generation. In this regard, Fisheries sector plays an important role in the developing countries of the world. The fisheries contribution to the Indian economy has enriched after the introduction of advanced technology to increase the yield per unit area of water attracting more foreign exchange. The problems of poverty and malnutrition faced in coastal areas can be simultaneously met through, planned utilization of available local resources and encouraging participation of the local people in the fishing occupation. Fisher folk are those people who engage in fishing activities. They are the victims of economic oppression and lives under social prejudices with low social status. There is a need to undertake systematic study on the life of the fishermen to seek solutions to their existing problems and to improve their overall status. This study will review into the work life of fisher folks in Thota Bengre village belonging to Mangaluru taluk in Karnataka State.

E-learning systems are of no help to the users if there are no powerful search engines and browsing tools to assist them. Most of the current web-based learning systems are closed systems where the courses and the learning material are fixed. The only thing that is dynamic is that the organization of the learning content is adapted to allow individualized learning environment. The learners of web-based e-learning systems belong to different categories based on their skills, background, preferences and learning styles. This paper focuses on personalized semantic search and recommending learning content that are appropriate to the learning environment. The semantic and personalized search of the learning content is based on comparison of the learner profile. The learner profile depends on re individual learning style of the user and learning objects’ metadata. This concept needs to be represented both in the learner profile as well as learning object description as certain data structures. Personalized recommendation of learning objects uses an approach to determine a more suitable relationship between learning objects and learning profiles. Thus, it may advise a learner with most suitable learning objects. Semantic learning objects search is based on the query expansion of the user query and by using the semantic similarity to retrieve semantic matched learning objects.

The word Ideal System refers to a system which is optimal or finest in terms of all its characteristics and any existing system can be improved or converted into the Ideal system by comparing existing system to Ideal system and by doing research and innovation. Mobile banking business will enable banking organizations to expand their markets, improve their services to all corners of the world without any barriers in terms of time, location and place. The rapid increase of mobile phone users is closely followed by security problems. The objective of this paper is to suggest some characteristics that will solve problems like security, bandwidth, network coverage, speed and much more. Fifth Generation (5G) mobile wireless communication technology an advanced modern upcoming technology that has significant change or difference in terms of bandwidth, speed access, and zone issues compare to its predecessors. In this paper, the concept of the Ideal mobile banking system is discussed, based on developing a suitable model with the predicted system and environmental characteristics which is ultimately very much user-friendly, customization and flexible in nature. To realize Ideal system model we have taken up 5G mobile wireless communication technologies and discussed how it will support Ideal mobile banking model by providing characteristics in terms of speed, bandwidth, data transfer rate, signaling efficiency and all advanced services. The paper makes an analysis of new model with its advantages, benefits, constraints, and disadvantages.

Earlier people had sincerity and commitment in the work they do. But today an employee would not believe in such values of work. He works very hard to get a handsome salary to sustain his living. Along with this the most interesting motivation is the quality of working life which is a systematic approach to design and a promising development in the broad area of job enrichment. The criteria for measuring the quality of work life are Adequate and fair compensations, healthy working conditions, Opportunity to use and develop human capacities, Opportunity for career growth, Social Integration in the workforce, Work and quality of life, the Social relevance of work etc. The study shows that when there is better quality at work the productivity of the employees’ increases. Thus the quality of work life can lead to organizational effectiveness; organizational commitment, job satisfaction, providing employee motivation; personal growth and development enhance competencies which in turn would lead to increase productivity and profit. It also becomes important that suitable working condition will definitely influence the quality of work. The main aim of this research is to study the quality of work life of the private sector employees. Interview scheduled and the objectives are to study the various issues of the private sector employers and job satisfaction. 50 private service employees were selected randomly for the research to ask their opinion and the issues. Both primary and secondary source of information is used in the study.

This software is capable of reading the file formats like - .OBJ, .WRL, .STL, .STEP, .IGES and 3D scenes can be rendered with an inclusion of the properties viz. applying various Lights, Material Color, and Options for Solid, Wire frame, Points and Transparency viewing, Texture Mapping, Transformation, Walkthrough, Cut Sections, Background color selection, Background and Base image selection, Markup features such as Sealing and Measurements, Different camera views, Parts selection and deletion, Copying the rendered object to the clipboard and enabling to view more than one models through multiple tabbed windows. Stereovision feature has been added to this software, which gives better 3D visual effect at lower cost. This software is also intended to incorporate ease of use and portability so that it can run on any low end workstation having windows operating system.

Earlier people had sincerity and commitment in the work they do. But today an employee would not believe in such values of work. He works very hard to get a handsome salary to sustain his living. Along with this the most interesting motivation is the quality of working life which is a systematic approach to design and a promising development in the broad area of job enrichment. The criteria for measuring the quality of work life are Adequate and fair compensations, healthy working conditions, Opportunity to use and develop human capacities, Opportunity for career growth, Social Integration in the workforce, Work and quality of life, the Social relevance of work etc. The study shows that when there is better quality at work the productivity of the employees’ increases. Thus the quality of work life can lead to organizational effectiveness; organizational commitment, job satisfaction, providing employee motivation; personal growth and development enhance competencies which in turn would lead to increase productivity and profit. It also becomes important that suitable working condition will definitely influence the quality of work. The main aim of this research is to study the quality of work life of the private sector employees. Interview scheduled and the objectives are to study the various issues of the private sector employers and job satisfaction. 50 private service employees were selected randomly for the research to ask their opinion and the issues. Both primary and secondary source of information is used in the study

Over the last two decades, India has transformed it’s higher education hub which has led to widespread access to low cost high quality university education for students of all levels. With well-planned expansion and a student -centric learning-driven model of application with highly competent faculty, Mangalore has over taken other mega cities and is climbing the ladder of success in imparting world class education. With the number of private universities on the rise, there is a need to have a distinct strategic objective which will enable the universities to build on their strengths and cater across different categories of educational needs. With the effective use of technologies, educational institution will be able to resolve the long-standing tension between excellence and equality. Strategic management of educational institutions enables the transformation of institutions to practice educational innovations. To achieve this goal there is a need to undertake large scale reforms to better faculty-student ratios by making teaching and attractive career path, expanding capacity for doctoral students at research universities and delinking educational qualifications from teaching eligibility.

Over the last two decades, India has transformed it’s higher education hub which has led to widespread access to low cost high quality university education for students of all levels. With well-planned expansion and a student -centric learning-driven model of application with highly competent faculty, Mangalore has over taken other mega cities and is climbing the ladder of success in imparting world class education. With the number of private universities on the rise, there is a need to have a distinct strategic objective which will enable the universities to build on their strengths and cater across different categories of educational needs. With the effective use of technologies, educational institution will be able to resolve the long-standing tension between excellence and equality. Strategic management of educational institutions enables the transformation of institutions to practice educational innovations. To achieve this goal there is a need to undertake large scale reforms to better faculty-student ratios by making teaching and attractive career path, expanding capacity for doctoral students at research universities and delinking educational qualifications from teaching eligibility.

Over the last two decades, India has transformed it’s higher education hub which has led to widespread access to low cost high quality university education for students of all levels. With well-planned expansion and a student -centric learning-driven model of application with highly competent faculty, Mangalore has over taken other mega cities and is climbing the ladder of success in imparting world class education. With the number of private universities on the rise, there is a need to have a distinct strategic objective which will enable the universities to build on their strengths and cater across different categories of educational needs. With the effective use of technologies, educational institution will be able to resolve the long-standing tension between excellence and equality. Strategic management of educational institutions enables the transformation of institutions to practice educational innovations. To achieve this goal there is a need to undertake large scale reforms to better faculty-student ratios by making teaching and attractive career path, expanding capacity for doctoral students at research universities and delinking educational qualifications from teaching eligibility.

India is the fastest growing economy in the world. It is also the seventh largest economy in the world by GDP measure and the second largest in terms of Purchasing Power Parity (PPP). The digital Indian plan was a major step by the government in India to bring all segments into purview. It has a three pronged agenda of providing infrastructure, governance and digital empowerment to every citizen. This initiative will transform the economy of the nation and make it among the top seven countries globally to go completely digital. But, inherently this exercise was a critical need to get the vast population and the informal sector into the folds of accountability and get statistics on the informal economy in India. Although, there is no accurate figure defined as BOP for the Indian sector by the government statistical organizations, the below poverty line statistics published by the government look at people living on even less than $ 0.45 per day. Such being the socio economic situation with the thrust on a lot of developmental measures and poverty alleviation methods, there has been a significant improvement in employment opportunities and as per some statistics we have seen a large number of households moving out of dire poverty. The importance of these digitization efforts is planned economic and societal growth triggered by a massive adoption of digital technologies. This paper studies the various action plans in digitization and their impact on the BOP sector in India.

India is the fastest growing economy in the world. It is also the seventh largest economy in the world by GDP measure and the second largest in terms of Purchasing Power Parity (PPP). The digital Indian plan was a major step by the government in India to bring all segments into purview. It has a three pronged agenda of providing infrastructure, governance and digital empowerment to every citizen. This initiative will transform the economy of the nation and make it among the top seven countries globally to go completely digital. But, inherently this exercise was a critical need to get the vast population and the informal sector into the folds of accountability and get statistics on the informal economy in India. Although, there is no accurate figure defined as BOP for the Indian sector by the government statistical organizations, the below poverty line statistics published by the government look at people living on even less than $ 0.45 per day. Such being the socio economic situation with the thrust on a lot of developmental measures and poverty alleviation methods, there has been a significant improvement in employment opportunities and as per some statistics we have seen a large number of households moving out of dire poverty. The importance of these digitization efforts is planned economic and societal growth triggered by a massive adoption of digital technologies. This paper studies the various action plans in digitization and their impact on the BOP sector in India.